At Molyneaux, we don’t think about being in the “Insurance” business. We are in the business of Risk Management. Insurance is a critical tool, but it is one of many that we use to help our clients manage the risks they face. The success of any business is directly tied into identifying, preventing, and reducing the occurrence of losses. By minimizing the impact of those that do occur you can further protect your bottom line as a business owner.
Risk Identification
While the design of a risk transfer (insurance) program is a critical step, identification of the risks clients face can be even more critical and always has to come first. Years of experience have taught staff what to look for, but we have taken things a step further. Clear-Risk is a unique tool that we can employ as a client benefit, to assist them and us in identifying and prioritizing a variety of risks clients’ face, many of which may be outside the scope of a traditional insurance product.
Why is it important to formally identify risk? The Clear Risk process will help any company that employs it, to take a step back and assess the risk they face on a more global (or enterprise-wide) basis. In addition, Clear Risk provides a platform to monitor and modify the strategies that are chosen to assess the risks the process identifies.
Risk Control
Our goal is to help you proactively focus your efforts on protecting and promoting the health and safety of each employee while reducing the costs associated with workplace injury and accident. To achieve these goals, we formed the safety consulting firm, Safety & Personnel Resources (SPR), almost 20 years ago. SPR provides professional advice, training, and solutions to help businesses reduce their risk profile and increase efficiency. We specialize in providing:
Safety
Hazard Identification
OSHA Audits
Job site inspections
Employee training
Right to Know Training
Lockout/Tag Out
Programs tailored to individual needs
Bloodborne Pathogens
Human Resources
Employee Handbooks
Human Resource Departmental Audits
Employee Training
Risk Management Resources Molyneaux has invested in technology that allows clients to be better informed and have better control of risk in their businesses. The Molyneaux Risk Management Center provides sample written management programs and training resources that are developed by trusted professionals. It also provides efficient formats for managing risk information such as Certificates of Insurance, Safety Data Sheets, and OSHA injury logs, replacing cumbersome paper documents with a single efficient resource.
