Many companies are often taken off guard when their workers' comp X-Mod shoots up after a merger or acquisition.
When employees are injured on the job, they are eligible for workers' compensation benefits, but not if the accident occurs on their commute to or from, in most cases, at least.
With Americans working from home more than ever before, many employers are wondering about their obligations under OSHA, as well as how to reduce the chances that workers may be injured while telecommuting.
A new law will make it easier for insurers to settle workers' compensation claims with older workers who are enrolled in Medicare, in an attempt to resolve an issue that can sometimes drive up premiums for affected employers.
Slips, trips and falls constitute the majority of general industry accidents, cause 15% of all accidental deaths, and are second only to motor vehicles as a cause of fatalities.
Most companies are serious about workplace safety and that goes even for office workers, whom they provide with proper chairs and ergonomically appropriate workstations.
But with so many people suddenly having been thrust into working from home, workers have converted guest bedrooms, kitchen tables and living rooms into workspaces, and ergonomics has mostly gone out the window in the process. Most telecommuters are working at makeshift spots in their homes, often on laptops in positions that are far from ergonomically correct.
Once they have paid their annual premium, many employers pay scant attention to their workers' comp policy until the renewal date starts closing in. Unfortunately, that's not the best time to attempt to control costs.
Knowing how post-traumatic stress disorder (PTSD) is defined and how your state’s work comp laws address it can help you make sure your employees get the help they need.
It’s common to think of PTSD in connection with military personnel; however, anyone who has been exposed to a traumatic experience can suffer from PTSD. Most cases of work-related PTSD come from high-risk occupations, such as police officers, firefighters, and emergency medical crews. However, any dangerous environment can bring about PTSD symptoms if an event causes psychological trauma.
Traffic accidents continue to be one of the leading causes of high-severity workers' comp claims, according to research.
The National Council on Compensation Insurance found in a study that the cost of workers' comp claims for accidents involving motor vehicles was 250% more than the average for all workplace accidents.
A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim.