Expecting a baby is one of the most joyous experiences in life. As you prepare your nursery, don't forget to review your insurance to make sure your coverage reflects the change in your growing family. Below are a few pointers.
Not every trip needs to be insured; however, if the cost, risk of illness, or potential for interruption has you feeling cautious, then trip insurance may be a wise investment. Asking yourself the following questions may help you decide:
Did you know that one third of all households would feel adverse financial impacts within one month if a primary wage earner died?
Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death. Life insurance can be confusing, so here’s a rundown of the basics.
If someone is using your personal or your company's financial information to make purchases, get benefits, file taxes, or commit fraud, that's identity theft.
We were recently contacted by a client who was the victim of a scam in the area where someone is buying cell phones using a businesses’ EIN (Employer Identification Number). The insured does have Identity Theft Expense Reimbursement coverage; however, no expenses were incurred.
While insurance is still necessary and important, it's just one part of protecting yourself and your business. One of the best things you can do is to take steps to protect yourself before identity theft occurs. The website Fraud.org offers many tips on how to do this, including:
If you are a victim, take the following steps to report the fraud:
For additional information, the Federal Trade Commission put together the document, "Identity Theft - A Recovery Plan," to guide victims of identity theft through each step of the process.
Prevent Blindness has declared August as Children’s Eye Health and Safety Awareness month. The goal of this month is to inspire and encourage parents to make their children’s vision health a bigger priority.
It's a nightmare scenario for any new car buyer. You drive it off the lot and a few days later another driver runs a red light, smashing into your car and severely damaging most of the front end and irreparably damaging the frame - essentially totaling the vehicle.
If you are one of the Americans who have purchased a motorcycle in the last 10 years, you're clearly far from alone: Ownership has risen steadily in the past decade, and over 13 million people across the U.S. are now riding motorbikes. And of that total, nearly 20% of all riders are women.
No one likes to contemplate it, but accidents result in over 161,000 deaths per year in the United States. According to the Centers for Disease Control, unintentional injury is the fifth leading cause of death in the country.
Long-term care covers a variety of custodial (unskilled or semi-skilled) types of care. Although nursing homes are still part of the long-term care equation, there are many other options to consider:
The availability of home DNA-testing kits has resulted in many unanswered questions about life insurance.