Long-term care covers a variety of custodial (unskilled or semi-skilled) types of care. Although nursing homes are still part of the long-term care equation, there are many other options to consider:
In our health- and fitness-focused culture, it can be easy to lose sight of what well-being really encompasses. At its most basic, well-being refers to feeling good and living both safely and healthily. It refers to wellness in all aspects of life, including, but not limited to physical health, mental health, social health and financial health. The concept of well-being can have implications on your overall quality of life, health and happiness.
Learn more about four of the tenants of well-being—physical, mental, social and financial—and how you can focus on improving each area.
The availability of home DNA-testing kits has resulted in many unanswered questions about life insurance.
As winter starts subsiding, the harsh elements of the season can do serious damage to roadway surfaces, mostly in the form of potholes.
A new report highlights the risks to commercial real estate owners from natural catastrophes and climate-related disasters, which are happening with increasing frequency.
The report by Heitman LLC, a global real estate company, in conjunction with the Urban Land Institute, found that the increasing risks from catastrophes are bringing new challenges to commercial property owners in terms of risk mitigation and securing appropriate property coverage, which may become more difficult in the future.
Did you know that millennials have become the nation’s largest living population? Millennials, also known as “Gen Y,” are projected to surpass 75 million this year. In fact, more than 1 in 3 American workers is a millennial. That means millennials – those workers age 18-34 – have the largest share of the country’s workforce, and this number will only increase as more finish college and enter the workforce.
Crime Insurance has been around for decades with a focus on protecting companies from employee and vendor theft, fraud and forgery.
By contrast, Cyber Insurance was created to protect companies from damages occurring from cybercrime. The first cyber policies covered such things as customer notification, credit monitoring and other related services, as well as third-party liability.
Do you have expensive art in your home: Paintings, sculptures, glass works, textiles, ornamental jewelry, and other items?
If you have art, is it "fine art" - a one-of-a-kind work that may have some historic or artistic significance that required a specific fine skill to create, and is rare and unique?
Fine art differs from collectibles and jewelry, which your policy will typically cover up to a limit. For example, your policy may cover a loss of up to $2,500 for your art, collectibles and antiques.
However, if you're assuming that your homeowner's insurance will cover your fine art, you may be disappointed. Most standard homeowner's policies have a cap, per insurance category, on the amount of personal property coverage provided.
Join us tomorrow, Wednesday, March 27th from 10 a.m. to 2 p.m. at the Black Hawk College Career Fair (Quad City campus, Building 3 in the Gym). Bring your resume and register for a change to win a gift card. See you there!
Did you know that the insurance industry offers a wide variety of career options? Stop by our booth to learn more about insurance and risk management careers and the exciting opportunities available at Molyneaux. We look forward to meeting you! Until then, visit our careers page to learn more about us.
The average age of a construction worker is now in the 40s. Baby boomers - people born between 1946 and 1964 - represent 40% of the construction industry workforce, according to the Center for Construction Research and Training.
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