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Today’s employers face two certainties: rising healthcare costs and difficulty optimizing preventive care dollars. With growing pressure to deliver results, the real challenge is unifying the data to identify and measure effective health strategies.
Solving this modern day problem requires a modern day solution, which is why LMC Insurance & Risk Management and its partner agencies, including Molyneaux Insurance, have partnered with Springbuk to provide employers with comprehensive insight into historical and future health expenditures, wellness vendor performance, intervention program efficacy, and population health strategy. Springbuk’s platform enables us to work in tandem with our clients to unify wellness, claims, demographic, and biometric data to identify immediate savings opportunities and track efficacy of wellness intervention programs. With this data we are able to provide actionable recommendations, including: guideline gap analysis, chronic and acute impact analysis, risk profiles, potential cost aversion analysis, physician profiling, and utilization analysis. “Our partnership with Springbuk enables LMC and our partner agencies to help our clients to better manage the health of their insured population, which in turn leads to reduced healthcare costs, healthier employees, and more strategic allocation of resources,” states Rick DeBartolo, senior vice president. About Springbuk Springbuk works with leading consultants and wellness solution providers to improve reporting, engagement and results for employer clients. The platform has processed over $7 billion in claims and uncovered nearly $250 million in health savings opportunities within employer groups. More than 1,500 employers turn to Springbuk for trends and best practices in population health.
There is no time like the present to educate yourself about the potential dangers of financial and credit card security. The convenience of making online purchases is becoming increasingly more popular, but many people are not fully aware of the risks they could be taking when making these purchases. Continue reading to learn about how you can protect yourself from becoming a victim of a cyber-attack or identity theft.
Findings from an analysis of 2017 cyber claims data revealed that negligence was the most common cause of loss for the healthcare industry and a hacking attack the most common for non-healthcare organizations. However, ransomware was the second most common cause of loss for all industries.
Ransomware is a cyber-related threat with a monetary demand. The threat is typically to divulge or destroy information, to insert malicious code into a computer system, or to damage, destroy or prevent access to a computer system. According to the report, “2018 Cyber Claims Digest,” by NAS Insurance, there was a 152 percent increase in ransomware as a cause of loss in the healthcare industry between 2016 and 2017. ![]()
Did you know that one third of all households would feel adverse financial impacts within one month if a primary wage earner died?
Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death. Life insurance can be confusing, so here’s a rundown of the basics. |
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