People often worry about fires damaging their homes and commercial buildings. While fires are dangerous and can cause extensive damage to property, they are rare compared to another element that is in the home or building every minute of every day: Water. 
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In October and November of 2011, floods inundated large parts of central Thailand, including thousands of factories that made everything from automotive parts and hard disk drives to eyeglass lenses and air conditioners. In addition to the human and economic cost in Thailand, the disaster affected businesses around the world.
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​As summer approaches and the number of hot days increases, you have to pay attention to the temperature gauge and how long your kids are out playing in the sun. 
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As the economy continues expanding, companies need to be careful about adequately managing their risk, according to a report by Advisen Inc., an insurance research and data firm.

Increased activity typically means proportionally additional losses. For example, more trucks driving more miles will inevitably result in more accidents. However, other kinds of risk can actually increase more than the jump in business activity. We look at three such areas here.
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What does the term “performance review” mean to you? To many people, it means sitting down at the end of the year with a manager to discuss job performance over the past 12 months. To others, it could mean chatting with a manager every quarter. And some might know it as a biweekly conversation to discuss personal goals. 
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If you are one of the Americans who have purchased a motorcycle in the last 10 years, you're clearly far from alone: Ownership has risen steadily in the past decade, and over 13 million people across the U.S. are now riding motorbikes. And of that total, nearly 20% of all riders are women.
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Falls from portable ladders (step, straight, combination and extension) are one of the leading causes of occupational fatalities and injuries.  OSHA offers 16 tips for ladder safety.

No one likes to contemplate it, but accidents result in over 161,000 deaths per year in the United States. According to the Centers for Disease Control, unintentional injury is the fifth leading cause of death in the country.
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One of the biggest mistakes owners of growing businesses make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities.
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