Winter weather is tough on nearly everything, including your roof. Harsh winds, the stress of freeze-thaw cycles, and the weight of the snow can affect a roof’s structural integrity.  The damage can range from a leak to a roof collapse.
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Health care can be confusing. Between copays, eligible expenses and dense coverage policies, sometimes it feels like you need a master’s degree just to understand your hospital bill. And with high deductible health plans gaining popularity each year, it’s critical that employees understand what their health decisions are costing them. This is where health advocacy services—sometimes called patient advocacy—can help.

Snow has arrived for many parts of the country, and that means it's time to brush up on tips for safe winter driving, especially in snow.

The roads can get slick and visibility can dwindle, so always take it easy, drive calmly and stay safe. Whether you've driven in snow often, a short while, or never, it's always a good idea to brush up on the basics to help you stay safe during this time of year.

Middle-class families - those with incomes of between roughly $50,000 and $100,000 per year - are becoming increasingly reliant on workplace benefits in case of a disability or critical illness.

Simple health insurance is insufficient to carry the load. The loss of a breadwinner's or caregiver's financial contribution through death or disability is often devastating.
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As attacks on businesses' networks continue at unprecedented levels, cyber risks have become the top concern among organizations of all sizes for the first time, according to a new survey.

The "Travelers Risk Index" found that 55% of executives surveyed said they worry "some" or "a great deal" about cyber risks. That's more than they worry about medical cost inflation (54%), employee benefit costs (53%), the ability to attract and retain talent (46%), and legal liability (44%).
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No workplace is immune to the risks of an active shooter incident. However, there are steps that you can take to ensure that your organization is prepared for the worst.

To prepare your staff for an active shooter situation, create an emergency action plan (EAP) and conduct training exercises. Together, the EAP and training activities will prepare your staff to effectively respond and help minimize loss of life.
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With all the fun fall activities, you may be tempted to put off your home maintenance chores. But winter will be here before you know it, so take some time to tackle any needed maintenance before the weather gets too cold.

This handy checklist will help you take proactive measures to prevent damage from any winter storms that may pass through.
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Molyneaux Trumps & Tricks Euchre fundraiser was once again a major success! The total raised this year was $18,462! This year’s deserving beneficiaries were Child Abuse Council and One Eighty.

This annual event has contributed more than $291,000 to Quad City charities since it started in 2001. This event would not be so successful without the participation and generous contributions of the players, our sponsors, and the Molyneaux Team.

Falls from ladders are one of the most common injuries that construction workers and others in the industry sustain. Because using a ladder seems like common sense, many employers fail to properly train their workers in ladder safety.
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As the temperature drops, pipes exposed to the cold are prone to freeze. This is especially true for pipes located in unheated areas like basements, crawl spaces, attics, and garages. Pipes that run along poorly insulated exterior walls can also be affected by the extremes in temperature.

The continued freezing and thawing of these pipes can cause the material to become weak and break. When this happens, water fills the room, causing significant damage. A crack measuring as little as three millimeters can send as much as 250 gallons of water a day into the house or building.
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Because your home or building is a valuable asset, it’s critical to take preventive steps to avoid major inconveniences, high repair costs, and higher insurance costs.