Instead of waiting until an accident strikes you or your family, save time, money and anxiety by doing these important things now:   Look through your policies to see what is – and isn’t – covered. The coverages and exclusions in your insurance policies can differ significantly from those of your friends. The best advice [...]

This era of the “Great Recession” has been a challenging one. Dramatic economic conditions have affected both the U.S. real estate market and the residential construction industry. As a homeowner, you may be perplexed by the gap between the current market value for your home and the replacement cost listed on your homeowner’s insurance policy. [...]