The state of Iowa and Illinois
require that you carry minimum liability limits of 20/40/15 in order to establish
Financial Responsibility in the event that you are in an accident. The penalty
for not carrying insurance can result in the loss of your driver's license
and vehicle registration privileges.
What you need to know before you
buy Auto Insurance - don't take for granted that what you are being sold is
the right coverage for you.
- Ask questions concerning the
limits of liability and deductibles that you are being quoted.
- Be sure that medical payments,
Uninsured and Underinsured motorists coverages are included in the quote.
- Find out what discounts you
qualify for and what discounts you may be eligible for in the future.
- Discuss with your agent the
amount of risk you are willing to cover yourself and what you expect your
insurance to cover.
- Discuss with your agent how
you use your vehicle on a daily basis.
- Be aware of any possible gaps
in coverage
Find
it on the Web:
Get
the crash test rating on a vehicle - Click Here
Find
Blue Book Values - Click Here
Glossary
of Insurance Terms & Concepts
