Des Moines Register 12/21/11 Adam Belz Tornadoes and other storms slammed U.S. insurance companies throughout 2011, and homeowners’ premiums are starting to rise as a result.  Many Iowans are seeing double-digit increases, and a few will pay premiums more than 20 percent higher when it’s time to renew their policies.  Why are homeowners in regions [...]

1.           IMMEDIATE NOTICE – Report claims within 24 hours of the injury.  Require employees to report incidents within that timeframe and report them to your insurer immediately – even if for Notice Only on medical only claims.  Statistics overwhelmingly confirm that claim costs are reduced if this step is followed.  2.         DIRECT MEDICAL CARE – [...]

1.           COMMITMENT – Make a commitment company-wide to implement Best Practices to promote the health and safety of each employee while reducing the costs associated with workplace injury. 2.         STATE OF HIRE – Reduce the odds of a claim being filed in the state of Illinois (if you are an Iowa-based employer) by requiring Illinois [...]