Homeowners insurance premiums often take a substantial bite out of a family’s budget. You may, however, be paying too much for this coverage. The following are some approaches you can use to reduce your homeowners insurance costs. §  Try to increase your deductible to the highest one you can afford, even if the premium savings [...]

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The New Year is finally here. You may be a little worried, considering last year you tried to maintain a fixed and reasonable budget, but you could not escape those unexpected costs that continuously arose. However, the New Year does not have to be this way. There are simple measures you can take to cut [...]

Colder weather increases the chance that your water pipes might freeze, especially if you have the gas service disconnected at a vacation home over the winter.  Here are the some tips to help you avoid or deal with the problem.   For normal precaution: Insulate exposed pipes with heat tape, newspapers or rags Place a 60-watt [...]